Senior Credit Products Officer Sample Resume Format in Word Free Download -->

Senior Credit Products Officer Sample Resume Format in Word Free Download

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Sample Template Example of Beautiful Excellent Professional Curriculum Vitae / Resume / CV Format with Career Objective, Job Description, Skills & Work Experience for Freshers & Experienced in Word / Doc / Pdf Free Download
Rachel  Finn
309 Plymouth Road
Wakefield, MA 01001
Phone (781)258-9876
rachel@gmail.com
Summary:

Education

Dedicated, goal-oriented real estate finance professional with 18+ years of banking experience, committed to excelling within a team environment.
1993                            Campbell University                             Buies Creek, NC
Master of Business Administration
1988                                         Bentley University                                                     Waltham, MA
Bachelor of Science - Finance
Graduated Cum Laude, 3.5 GPA
Professional experience
2004-Present                 Bank of America                                     Burlington, MA
Senior Credit Products Officer
Loan underwriting, documentation review and credit monitoring for portfolio of criticized commercial real estate homebuilder loans. Responsibilities include: analyzing risk and identifying mitigants, monitoring and recommending risk ratings and credit strategies; interfacing and negotiating with clients to provide restructure solutions; managing maturing and past due loans; analyzing personal financial statements, tax returns and business statements, preparing detailed relationship reviews, scheduled exposure reports, and risk rating forecasting reports.
1998 - 2004              Fleet National Bank                                    Boston, MA
Portfolio Manager-Commercial Real Estate
Partner with Directors and Banking Officers to manage a $1 billion diversified national commercial real estate loan portfolio.  Responsibilities include: Underwriting and financial analysis, credit/portfolio management and servicing agent transactions.

             
1997 -1998                   Fleet National Bank                                              Boston, MA
Financial Analyst -Shopping Finance Group
Review, analyze and interpret financial statements, and projections. Develop cash flow models including sensitivity analysis. Underwrite credit requests for new and existing loans in concert with Fleet’s credit policies, writing clear, concise credit offering memorandums that highlight key risks

1992 -1997        Fleet Management & Recovery/Recall Management
Real Estate Administrator/ORE Officer
Marketing and management of a large portfolio of distressed bank    owned real estate. Responsibilities include negotiating sales terms, coordinating property management, resolving title issues and monitoring closing process/documentation while maximizing proceeds.



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