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Darryal Evans
Phone: (720) 952-5022
Email: darryal.evans41@gmail.com
OBJECTIVES:
To obtain an administrative position, utilizing my knowledge and skills,
including quality conformation, attention to detail, leadership and efficient
resource utilization for personal growth.
EDUCATION:
Cairo Institute of
Arts: Bachelor of Art September 1986 - June 1991.
Cairo High School:
High Diploma September 1982 - June 1986.
WORK EXPERIENCE:
Community First Bank ( Mortgage Banker
) Loan Processor : October 08 - present
·
Qualify a borrower and pre -
approval for loan.
·
Review the loan application and
credit report to meet the investor guideline.
·
Review a primary measurement of
risk for a lender and confirm loan to value (LTV and the property type.
·
Review carefully consideration is
given in the analysis of the client's ability to repay the loan as cash
reserves or liquid assets remaining after closing.
·
Conform stable employment and
income for the borrower,
·
Review the history of borrower's
payment habit with other creditors will enable the underwriter to determine the
willingness to repay the loan,
·
Review the credit history and the
consist of on late payment over 30 days repossessions &
foreclosures& bankruptcies & collections liens or judgments.
·
verify that application data is complete and meets
establishment standards.
·
employer to verify accuracy of information. Types loan application forms
·
Recommends that loan not meeting standards be denied.
·
Calls specified companies to obtain property abstract.
·
Order appraisal and iInforms supervisor of
discrepancies in title or survey.
·
Submits mortgage loan application file for underwriting
approval.
·
Types and mails approval and denial letters to applicants.
Submits approved mortgage loan file to MORTGAGE LOAN CLOSER (financial)
249.362-018 for settlement.
·
including number of new applications and loans
approved, canceled, or denied, using computer.
Litton Loan Servicing LP- Loan Counselor 111 (Foreclosure Counselor): Jan 07 - Sept 08
· Handled Inbound and Outbound home owner calls.
· Worked with home owners to rectify foreclosure challenges.
· Reviewed loan modification documents prior to correspondences with
loss mitigation department for processing.
· Coordinated and arranged payment plans of all the outstanding
balances, interests, and often principal and attorney's fees.
· Coordinated agreements which allowed
mortgagors in default to sell his/her home and use the net sale proceeds to
satisfy the mortgage debt even though these proceeds are less than the
amount owed.
· Restructured loans for home owners, setting up professional plans
acceptable to both mortgagor and lender, thus lowering interest rate and
monthly payment.
· Provided homeowner with complex non- traditional mortgage agreement
that allowed them to keep their homes.
· Routinely performed collection of over $600.000.00 dollars
monthly.
.
Litton Loan Servicing LP - Loan Counselor 11: Dec 05 - Jan 07
· Handled Inbound and Outbound collection calls.
· Maintained accurate and detailed collection records on the Radar
collection system of telephone customer contact.
· Develop formal workout plans such as Repayment Plan Agreement.
· Responsible for conducting financial analysis for customers
pertaining to delinquency reasons.
· Researched misapplication of payment and files, where applicable to
correct errors in names, addresses and phone numbers.
· Processed delinquent payments of daily cash processing.
Robinson Consulting Group
(Litton Loan Servicing) - Loan Counselor 1: Apr 05 - Dec 05
· Handled Inbound and Outbound home owner calls.
· Routinely performed collection of over $250.000.00 dollars
monthly.
· Resolved customer complaints.
· Set-up customer payment plan and handled customer payments.
· Handled customer requests in regards to questions concerning loan
plans and agreements.
Superior Asset Management Inc. -
Customer Service Representative: Dec 04 - Apr 05
· Responsible for processing charge-off customer accounts.
· Handled Inbound and Outbound collection calls.
· Account manager for AT&T and Bellsouth Accounts.
· Conducted research to locate customer information delinquent account
utilizing skip-trace.
OSI Collection Company of
America - Collection Specialists: Sept 02 - Dec 04
· Handled Inbound and Outbound home owner calls.
· Routinely performed collection of over $12.000.00 dollars
monthly.
· Collected on bank cards and charge-of credit cards.
· Resolved customer issues, including billing and service calls.
ISMG Consulting - Customer Service Representative: Aug 00 - June 02
· Handled Inbound and Outbound Customer service calls
· Resolved customer concerning and questions.
· Maintained customer records and files.
· Maintained and updated accounts payable and receivable.
· Provided administrative support to Director of Customer Operations.
Clairson Industries of Atlanta -
Quality Control Supervisor: May 97 - Jul 00
· Carefully appraised products to match customer specification prior
to delivery.
· Efficiently supervised operation of production line machinery.
· Ensured all weekly and monthly production goals were met or
exceeded.
· Oversaw safety and productivity of work areas.
SKILLS AND STRENGTHS:
Certified Nursing
Assistant (CNA )
FDCPA Certified.
Computer
proficiency: MS-Word, MS-PowerPoint, and MS-Excel
A goal oriented
worker that produces results.
Consistently meets
scheduled deadlines of assignments.
Enthusiastic
attitude to work and strong desire to learn.
Skilled in
interpersonal relations, in-person and communication on the phone.
Analytical thinker
with attention to detail.
Ability to work
under pressure, focusing on solution not emotions.
Laungua
Arabic Speaker
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