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Stewart Carte
2105
Leybourne Cave, Gorgia, HA 10251 • 302.759.5711 • carte.stewart50@gmail.com
~ UNDERWRITER ~
~ Offering high-level analytical and agency
relations skills and 10+ years underwriting experience ~
Highly adaptable, results-oriented underwriting professional that consistently
accomplishes underwriting tasks within strict deadline driven environments. Expert
knowledge of personal lines and multi-line underwriting stemming from
progressive career at Vermont Mutual Insurance Group and Liberty Mutual. Exceptionally
skilled in streamlining underwriting procedures, communicating with large
agency network, and delivering high levels of service. Proficient in Excel,
Sage, Nable, Metaviewer, and Imageright.
• Risk Assessment • Deadline Management • Communication • Policy Review & Analysis • Agency
Profitability • Critical
Thinking
• Underwriting Policy • Training & Development • Analytical Problem Solving
PROFESSIONAL EXPERIENCE
vermont mutual insurance group |
Montpelier, VT | 2002 - Present
Personal
Lines And Multi-Line Underwriter II
Conduct full range of underwriting functions including analysis of
personal lines of business to determine acceptability, restrict, or decline
according to company guidelines. Prepare policies for issuance and service
accounts in collaboration with network of 23 agencies. Maintain compliance with
all changing policies, rates, and underwriting procedures. Communicate
coverage, quotes, and writing risks with agents.
¨ Manage $9-$10 million in policy
volume representing 4th largest volume for entire Northern team.
Noted for effectively managing increased workload due to agent realignment and
ability to mentor colleagues.
¨ Complete accurate reports and
order inspections for high value homes dependent on protection status.
¨ Designed Excel-based probable max
loss worksheet for reviewing high value policies eliminating manual process and
improving productivity. Worksheet has since been implemented into internal
document system.
¨ Developed Excel-based agent phone
log which reduced underwriting research by 50%.
¨ Contribute to system testing and
take on special projects as assigned by supervisor.
¨ Participate in annual agency
visits. Perform key liaison functions within assigned geographic area, discuss
unusual underwriting circumstances, and relay referral business to agents.
LIBERTY MUTUAL INSURANCE | west Lebanon, NH | 1999 - 2002
Service
Specialist
Serviced and provided quotes for auto,
home, and miscellaneous vehicle insurance policies. Identified up-sell opportunities
and referred 2 to 5 business opportunities to agents on weekly basis. Actively
participated in contests aimed at driving new business.
¨ Spearheaded ongoing tracking of
continuing education credits for 21 associates required by State of Vermont and
New Hampshire for maintaining insurance licenses.
¨
Improved
manual rating process by updating internal rating calculators
EDUCATION & PROFESSIONAL DEVELOPMENT
Champlain College | Associates Degree in Accounting
Accredited Customer Service Representative in Personal Lines (ACSRP)
Associate in/Program in General
Insurance (AINS) and Associate in
Personal Lines (API)
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