Sample Template Example of Beautiful Excellent Professional Curriculum Vitae / Resume / CV Format with Career Objective, Job Description, Skills & Work Experience for Freshers & Experienced in Word / Doc / Pdf Free Download
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KYLIE WOODHAM
309 West 2nd Street
Jacksonville, Florida 64001
Phone:904 713-9876
Email: Kylie@live.com
SKILLS
·
Effective
written and verbal communication skills
·
Strong
analytical skill set and detailed orientedself-starter
·
Excellent
organizational and client management ability
·
Knowledgeable
with Microsoft Word, Microsoft Excel, LPS Desktop, Process Management, Workout
Prospector, and MSP
·
Demonstrated
ability to work independently as well as in a team environment
PROFESSIONAL EXPERIENCE
Digital Risk
Mortgage Underwriter
October 2012- Present
·
Review
of Borrower loss mitigation packages for completeness and accuracy of
documentation
·
Assess
Borrower current financial ability by calculating income , assets and debts utilizing
client-based underwriting methodologies and investor-specific guidelines
·
Calculate
debt to income ratio and verify conformity to client and investor guidelines
·
Render
decision based on evaluation of the Borrower loss mitigation package
·
Document
loss mitigation decisions in Digital Risk systems and Client servicing systems
·
Ability
to travel, if required
Apex
Mortgage Auditor – Wells Fargo
February 2012 - September 2012
·
Responsible
for developing and applying basic audit skills while performing audits of
mortgage servicing activities, identifying audit findings, and making
recommendations to management.
·
Reviews
loan documentation, exceptions, and files - individually or in aggregate, to
determine if programs, processes, and documentation are in compliance with
internal company requirements, insurer guidelines, investor requirements,
and/or government regulations for Loss Control Technology Services Solutions
Group.
·
Evaluate
overall loan documentation and system documentation to determine investor,
and/or regulatory issues.
·
Ensures
corrective action on exceptions and problems identified, required data is
accurately input, and proper procedures were followed.
·
Ensures
identified risks and/or problems are clearly documented and interacts with the
appropriate parties within Loss Control Technology Services Solutions Group for
timely resolution.
American Home Mortgage
Servicing, Inc.
Loss Mitigation
Negotiator/Underwriter
March 2009-July 2010
·
Negotiated
workouts in a timely manner on my assigned portfolio which included forbearance
plans, repayment plans, reinstatements, reaffirmations, modifications, and MI
Claim Advances.
·
Actively
negotiated with borrowers or borrower representatives in order to finalize the
best solution possible.
·
Presented findings
to Management and/or investor with proposed recommendations as applicable.
·
Assisted in the
drafting and monitoring of repayment plans.
·
Identified and
drafted repayment plans, solidifying promise to pays for reinstatements and
payoffs. When retention was not
possible, handledpre-foreclosure short payoffs and deed-in-lieu of
foreclosures.
James Daniels Realty
Property Manager
September 2004-
February 2009
·
Directly
responsible for managing commercial property.
·
Conducted
HUD Counseling Programs for potential investors seeking to rent properties.
·
Accountable
for keying in real estate listings for realtors.
·
Conducted
open houses and showings for potential buyers.
·
Maintained
open and closed real estate files.
EDUCATION
Florida Community College, Jacksonville, Florida
Florida Mortgage Broker License, Jacksonville, Florida
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