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GRACY TAYLOR
16 Heathfield Close, Cheshire CW12 4ND, England
Phone: +44.7770.998.9874 e-mail:
gracy@netzero.net
Served in diverse
industries organized and detail oriented. Relocating, and willing to travel.
EXPERIENCE
Royal Bank of Scotland, Newcastle-U-Lyme,
England temporary Apr 2011 – Jun 2011
STMF – Derivatives Analyst
·
Business focus is on improved controls at every level
·
Ensure timely validation and affirmation of all trades in
the business
·
Ensure all reconciliations and reports in the area are
complete and signed off on a timely basis e.g. internal deals, exercise
reports, and corporate actions
·
Responsible for the integrity of underlying assets, trade
booking, trade maintenance and appropriate reconciliations
·
Completion of EOD process including completeness and
reconciliation checks
·
Maintenance and development of the control environment to
minimize losses by eradicating errors and avoiding reputational risk
·
Analyze trading patterns and behavior to the support
business and to help identify/escalate potential fraudulent or unusual trading
activity
Innospec Inc., Ellesmere Port,
England contractor Mar 2010 – Dec 2010
Chemical manufacturing
Credit Risk Analyst / Credit Controller
·
Credit risk assessment, assess customer in line with
credit policy and sovereign risk with group trade terms
·
Use credit reference agency software and review risk and
limits, P/L, Balance sheet
·
Amend credit limit and risk codes with ongoing trading
experience and risk
·
Ensure credit limit maintained in line with credit policy
and approval level
·
Sox compliance and complinet global screening
·
Evaluate aging report and customer communication to
effect an overall reduction in outstanding amount / debt
Accounts Payable Assisted
·
Reconcile statement and purchase order / Invoice
·
Oracle Applications and Business Object
Selected Accomplishments
o
Managed a $40 - $60 million credit portfolio and 600
client across Canada, US, Mexico and South America, analyzed credit request and
establish credit lines up to $200 thousand. Utilized D&B, Graydon report,
direct references
o
Recommendation in excess of authority to maximize sales
of $3 million
o
Managed 60 customer across Europe and Asia multi currency
Invoicing up $250 thousand, exceed and maintained target up to 92 percent
U.S. Foodservice – Raleigh, North Carolina,
USA Sep 2006 – Sep 2009
Foodservice distributor
Accounts Receivable-Finance
·
Cash and check reconciliations of customer account
payment, returns and credit adjustment
·
Verified monies payment by counting reconciling returns
and credit adjustment, adding amount on add machine attached receipt to
customer paperwork
·
On-line check deposit and reconciliation into banking
account system
·
Excel spreadsheet, inputting and balance all transaction,
verification of invoices / manifest, checks and monies reports
·
Record reports and submit copies to bank and all
necessary department
U.S. Foodservice – Metro, New Jersey,
USA Jan
2002 – May 2006
Credit Analyst
·
Credit assessment evaluate terms and credit limit for new
and existing accounts
·
Credit applications verification and maintaining accounts
·
Communicate with sales / territory managers and
Purchasing department to maintain and evaluate accounts
Collections
·
Manage National and chain accounts collections and age
debt
·
Evaluate aging report and collect past due amount / debt,
negotiate and resolved outstanding balance maintain within terms
·
Customer communication update key notes information
Accounts Receivable Assist
·
Post and allocate check, cash & credit card, balance
and reconcile posted payment
·
Payment research, miss applied, on account and short
payment
·
Rumba / Tandem Mainframe System
Selected Accomplishments
o
Served from 2002 – 2009 several areas in Finance and
Accounting for $2 Billion Distribution Incorporation staffing over 25,000
employees
o
Provide assessment for over 80 sales / territory &
Regional Manager
o
Establish credit process, improving efficiency,
productivity, and profitability
o
Research miss-applied monies and short payment to cleared
ledger of inaccurate debit and credit
o
Maintain support for V.P. and Managers of National
Accounts
o
Maintain timely depositary records of cash payment fund
for 100 percent accurate auditing
Triboro Inc, New Jersey,
USA Aug
2001 – Nov 2001
Wholesale distributor
Accounting clerk
·
Reconciles invoices and Purchase orders, billing
Globe Tire Service Inc, New Jersey,
USA Apr
2000 – Apr 2001
Automotive service
Bookkeeping
·
Record and update all financial transactions information,
accounting records
·
Verified and balance entries of customer Accounts
Receivable, update Accounts Payable performs financial calculations balance and
discounts. Triad System
Selected Accomplishments
o
Manually and automated operate bookkeeping functions and
financial month and year end reporting
EDUCATION
Diploma / A.S. in Computerized Accounting, Dover Business College, New Jersey,
USA 1999
Accounting Principles I, II, III, Payroll Accounting,
Software computing; Windows, MS Word, Excel, Access, QuickBooks, Peachtree / Integrated
Accounting, Software Integration, Internet
Diploma / equivalent to “A” Level, John F. Kennedy High, New Jersey, USA 1995
References available upon request
Page 1 of 2
Additional Info
Career Information
Most recent
employer
The Royal Bank
Of Scotland International Ltd
Relevant work
experience
10+ to 15 Years
Highest
Education
Associate
Degree
Career Level
Experienced
(Non-Manager)
Availability
Within 2 weeks
Location
US-NJ-Hackensack
Relocate
Will Relocate
Travel
Up to 100%
Willing to work
weekends
-
Active security
clearance
No
Willing to work
shifts
-
Target Job
Company size
-
Desired status
Full Time
Job type
Employee,
Temporary / Contract / Project
Salary
35,000.00 -
42,000.00 USD/Per Year
Locations
US
US AR
US AZ
US CA
US CO
US CT
US DE
US FL
US HI
US IA
US ID
US IL
US IL Chicago
US IN
US KS
US MA
US MD
US MI
US MN
US MT
US NV Las Vegas
US NY
US OH
US PA Allentown
US DC
US AR
US AZ
US CA
US CO
US CT
US DE
US FL
US HI
US IA
US ID
US IL
US IL Chicago
US IN
US KS
US MA
US MD
US MI
US MN
US MT
US NV Las Vegas
US NY
US OH
US PA Allentown
US DC
Work
authorization
US - I am
authorized to work in this country for any employer.
Job titles
Finance &
Accounting
Industry
Accounting and
Auditing Services
Automotive Sales and Repair Services
Banking
Chemicals/Petro-Chemicals
Food and Beverage Production
Manufacturing - Other
Real Estate/Property Management
Restaurant/Food Services
Retail
Wholesale Trade/Import-Export
Automotive Sales and Repair Services
Banking
Chemicals/Petro-Chemicals
Food and Beverage Production
Manufacturing - Other
Real Estate/Property Management
Restaurant/Food Services
Retail
Wholesale Trade/Import-Export
Occupation
Accounts
Payable/Receivable
Collections
Credit Review/Analysis
Financial Analysis/Research/Reporting
Collections
Credit Review/Analysis
Financial Analysis/Research/Reporting
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