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309 Hwy 621, Gonzales
LA 70001
225-892-9876 joy@eatel.net
Objective:
To secure a challenging position within an organization which promotes
a path for success while providing a stable work environment.
Professional Experience
Wells
Fargo Home Mortgage November 2010
- April-2011
As
an underwriter I reviewed loan packages to make sure they conformed to all the
guidelines required for that loan product. I also reviewed the appraisal and
title work and did additional validation of employment, mortgage payments,
credit, asset verification and review of collateral and references.
Pre-approval based upon all information being verified and all terms meeting
financial and government regulations. Job ended due to large staff layoffs.
Birdie’s Cigar Bar, Prairieville LA July 2007 – March 2010
Manager
-In charge of bartenders, kept track of cigar and all alcohol
inventory/ordering. I inspected establishment and observed workers and patrons
to insure compliance with health and safety standards and liquor regulations.
Also handled disputes or questionable behavior from customers, and ensured all
was in operational order and assist bartenders as needed. Developed new
strategies and implemented them to increase the profit of the bar
Accurate Financial Services, LLC, Gonzales LA
March 2003 - March 2007
First Federal Financial Services, Baton Rouge LA 1998-2003
Loan
Originator: Consulted with clients
seeking to refinance or purchase property and helped customers determine the
best loan product for their budget. Provided expert consultation and
aggressively sold mortgage products. Pre-Qualify/Pre-approve loans; evaluated
applications and reviewed credit history to determine loan risk. I monitored
loans carefully from initiation to closing and watched pipeline to track deals
in progress. Ensured collection of all pertinent information and 100%
application completion through frequent client callbacks and oversaw the timely
completion of appraisals.
Also
as the Owner/Manager of Accurate Financial Services, mortgage
underwriting duties included the following:
Income Verification; Credit Score Review; Asset Verification; Review of
Collateral and References; Pre-approval based upon all information being
verified and all loan terms meeting financial requirements and government
regulations.
J H Funding, Gonzales LA 1995-1998
Manager:
Managed relationship- private investing team ensuring production of revenue
levels and profitability, collaborated with clients to access individual
financial situations and develop strategic financial planning solutions.
Responsible for buying and selling privately held mortgages and located
interested investors for purchases of mortgages, structured settlements,
annuities and other income streams.
Baddley Chemical, Baton Rouge LA 1993-1995
Lab
Supervisor: I took the responsibility of
preparing solutions, compounds and equipment needed for conducting the test by
chemist and senior persons in chemical laboratory. I also took the tasks of
analyzing data of chemical compound results given to me and interpreting the
results and recording the same. I underwent training in using techniques and
equipment in chemical lab from chemist in the department.
SGS Control Services, Baton Rouge LA 1987-1993
Lab
Supervisor: Responsible for controlling
laboratory budget and for providing orientation to all testing personnel.
Responsible for planning work schedules and assignment of personnel to cover
laboratory workload and for their training and competencies and seeing that the
daily operation of facility quality control laboratory was in accordance with
established policies, safety procedures and analytical methodology.
Exxon ERDL, Baton Rouge LA 1985-1987
Placid Oil Refinery,
Port Allen LA 1979-1985
Procured
and prepared samples for analysis at all stages of processing from raw
materials through finished products. Prepared and standardized solutions for
the use in laboratory. Calculated and recorded test results, on daily report
forms, and in logbooks as required. Maintained test apparatus in proper working
order. Deftly maintain routine safety checks. Assisted in writing procedures,
and reviewed and validated them as required. Assist with training of new
laboratory technicians. Sampled storage tanks as needed. Perform other job
duties as assigned.
Education and Training
Real
Estate Broker License, 1998
State
of Louisiana
Certified
Mortgage Investor (CMI) 1995
National
Mortgage Investor Institute, Orlando FL
Port
Allen High School Graduate
Port
Allen LA
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