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Financial Analyst Resume Templates in Word Format Free Download

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RUBY  RIEHL
P.O. Box 855
Croton Falls, NY 10001
914 263 9876
ruby.riehl@gmail.com

Overview
Results oriented executive with extensive experience in project management, business analysis, process re-engineering and corporate finance seeks position as consultant or permanent employee. Industry experience includes banking, brokerage, education, heath care I.T., telecommunications, and government (Federal Reserve and United Nations.)

Experience
1/2012 to present Competitive Solutions (a Health Care IT consulting company )
            Consultant – project manager
            Assist health care providers in selection and implementation of software solutions

9/2009 to 12/2011 Maidstone Capital
Financial Analyst
Review business plans of firms seeking financing. Estimate value using DCF method. Prepare SEC Regulation D Private Placement Memorandum outlining investment risks.

6//2006 to 9/2009 WVT Communications (a publicly owned telephone, video and internet provider with $25 million in revenue).
Director of IT and Process Re-engineering
Reorganized IT Department to improve  output and quality with 50% less staff.  Performed annual IT SOX 404 compliance audit eliminating prior year deficiencies. Documented processes in conformance with ISO 9001. Managed multiple projects in Accounting, Operations, IT and Marketing. Managed  implementation of new hosted VOIP NCI product, targeted at small businesses.
             Project Manager – (as contractor  through Robert Half Technology)
Implemented an ERP designed for the communications industry on time with minimal disruption of ongoing operations. The system integrates G/L, billing, payroll, CPR (assets), call routing switches, internet setup, video setup, service orders, CRM, work orders, and inventory. Documented Sarbanes Oxley control points. 

1/2004 to 6/2006    E Medical Solutions, Inc. (startup company)
Chief Information Officer
Managed the development of three products: an Electronic Medical Records system, a system for tracking clinical testing of new drugs, and a Personal Health Record system. Development utilized a RAD/Agile approach. Both the EMR and PHR systems were web based.  Negotiated a "co-sourcing" contract and moved all development and maintenance projects from Russia to the new firm in India. Created marketing plan, negotiated new sales channels, and prepared a Private Placement Memorandum for venture funding.  

3/2003 to 11/2003  Independent Consultant
Project Manager  (client -  College of Mt. St. Vincent)
Implemented the Sungard Banner system in record time and 80% below the vendor’s cost estimate. The system is an ERP for colleges that integrates general ledger, A/P, A/R, purchasing, budgeting and student registration.

5/1997 to 7/2002     United Nations (UNDP and Secretariat)           
Project Manager - Human Resources and Payroll System
Managed UNDP’s implementation of the human resources and payroll phases of IMIS, an “ERP” system.  Project included code modifications to meet UNDP needs, data conversion/cleanup from legacy system, design of new workflows, financial controls, user procedures, training, Help Desk and reports.  Coordinated over 50 individuals.  Payroll system paid 5000 staff members in 144 countries.


Managed relocation of UNDP’s HR clerical support unit (50) from NYC to Copenhagen
Lead  analyst on ERP search committee.. Prepared a Request for Information, a scoring model and “scripts” for vendor presentations.  Analyzed finalists (SAP, Oracle and People Soft.)

            Project Manager - Financial Reporting System
Managed the development of a reporting system for IMIS (the UN’s proprietary ERP) that provided standardized human resources, accounting and budgeting reports. Responsible for creation of Functional Requirements, Functional Specifications, Technical Specifications, Test Plans and User Acceptance Testing. The system was designed to be simple to use, provide flexible security, and generate consistent, auditable results. Managed staff of one CPA and 10  programmer/analysts.
1/1995 to 4/1997   U.S. Pension (spin off of D&B) (revenue of $12 million – staff 125)
EVP   Operations & Technology
Integrated company’s 6 operations locations, onto one core technology platform (First Data.) Revised organizational structure and work flows to increase productivity and tighten controls. Implemented a new accounting system.  The increased profitability allowed the firm to be sold for ten times the original investment in just 18 months.
Chief Compliance Officer (series 24) responsible for 6 brokers.

5/1992 to 11/1994 Preferred Benefits Corporation (revenue of 10 million, staff 100)
President and CEO
Grew this employee benefits outsourcing company from $4 million in sales to $10 million  with margins of 30% in less than three years.
Managed total redesign of the proprietary recordkeeping system to add marketable features and convert from hierarchical to relational data base.

1/1991 to 12/1991 Amrita Capital Corporation
Financial Analyst
Created business plan for the creation of a light bulb manufacturing and distributing company in Saudi Arabia. Plan included review of strategic issues, financials, market analysis, factory construction, operating costs, and distribution channels. Client was a consortium of the Gulf States, led by Saudi Arabia.

7/1989 to 11/1990    Merrill Lynch      
Manager of Strategic Planning – Financial Services Division (staff of 1200.)
Created strategic plans and budgets for this division.  

8/1982 to 7/1989    Nationar Trust Company  (a bank that serviced corporations and other banks - revenue $75 million – staff 450)
Senior Vice President, CFO – Finance, Planning, Budgeting, Corporate Development
Implemented product profitability reporting. Revised the bank's planning and budgeting process linking individual objectives to corporate goals. Revised the monthly Board of Directors presentation to enhance their understanding of corporate results. Restructured the lending products to reduce risk and improve yields. Approved all extensions of credit.
Created the mergers and acquisitions unit. Established a standard valuation methodology using the Stern Stewart Finanseer system. Identified acquisition candidates, negotiated deals, performed due diligence. Completed three acquisitions.
Increased bank profitability by $2 million in one year through the creation of a new products.   Developed a system that provided client banks with on line, real time reporting of cash positions at the Federal Reserve and correspondent banks. Implemented a new Custody service using a new system lowering operating costs by 50%. Managed the development and marketing of an integrated banking system that provided bank financials, teller functions, customer loans, and deposits.
Established the Planning Department. Wrote the bank’s first strategic plan
Built an effective Cash Management Department controlling over $4 billion in daily cash movements. Reduced loss exposure and increased cash for short term investments by $20 million. Improved returns on overnight investments by 50 basis points.
Established a $200 million commercial paper program. Negotiated $150 million of unsecured and secured lines of credit.
Reorganized the Applications Development Department with a focus on standards, controls, methodology and a structure for project approval and priority setting by senior management.
Managed relocation of  the bank’s data center and back office  staff  (400) from NYC to Long Island. Project included construction of new office space and data center.

9/1977 to 7/1982    FIDATA (formerly Bradford Trust Company  – revenue $80 million – a bank whose clients were banks and mutual fund companies) 
Vice President
Managed development of a Variable Annuity product (for Hartford Insurance and Associated Madison).
Improved controls and increased productivity of the Bradford Trust Company’s Unit Investment Trust, Dividend Reinvestment, Custody  and  Mutual Funds Operations  (clients included Keystone and Putnam) by re-engineering processes and re-designing computer systems.
Managed the Funds Control Department. Clients included Chase Manhattan Bank, Bankers Trust Company and Marine Midland Bank. Staff of 30.

1/1972  to  8/1977      Federal Reserve Bank of New York (banking regulator)
Assistant Chief, Planning and Systems
Project manger responsible for the design and installation of a new check processing system, an $11 million project requiring re-training of 1,200 people.
Reduced staff by 50% in the bond processing department through process re-engineering.
Member of Operations Improvement Review Board

Education

Iona College            New Rochelle, NY
  MBA  Management Information Systems
  MBA Financial Management
New York University                   New York, NY
  B.E. in Industrial Engineering (courses include project management)
PMI PMP courses while at the United Nations

Other

Proficient in MS Project, Visio, Excel, Power Point.

FINRA licenses: 63. 7, and 24       Insurance licenses: Life, Health, Variable Annuity



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