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Residence:
15, Maheshwar Niketan,
Kolbad Naka, off L.B. S. Road,
Thane (West) 400001
Mobile: (91) 9876543210
Tel: (91) (22) 24242424
E Mail: rajnagrecha@rediffmail.com









Raj Nagrecha
Career Objective
To establish myself among the top performing professionals and Value Creator for the organization.

Career Development
August ’04 to date                ICICI Lombard General Insurance Ltd.
National Manager – Cost Management
Job Responsibilities:
n Includes overall planning, co-ordination, control and reporting of all cost related aspects of the company.
n Identify, develop, improve and better usage of companies cost management system.
n Defining of organization policies and building up processes for the implementation of the same
n Developing different systems to automate process to increase efficiency and reduce expenses on various elements of cost.
n Preparation of cost models which will enable top management for the decision making.
n Renegotiating with the vendors and developing supply chain management.    
n Preparation of cost budgets
May ’01 to July’ 04                         Kotak Mahindra Bank Ltd.
Senior Manager - Group Internal Audit 
Job Responsibilities:
n Internal audit of Kotak Mahindra Group of companies.
n Includes audit of different divisions of Kotak Mahindra Bank Ltd.
n Preparation of Risk based Audit plan and ensure execution and compliance of the same.
n To evaluate risk and suggest risk mitigation of different products and systems.
n Developing “Alert Monitoring System” for Bank.
n Rating of Branches based on adherence to policies and procedures set by bank, Profitability, inherent risk etc.


May ‘00 – May ’01                                Kotak Mahindra Finance Ltd. Assistant Manager - Corporate Credit Department 
Job Responsibilities:
n Credit appraisals of corporate finance and Technology, Media and Telecommunication (TMT) sectors proposals.  
n Monitor scenario across industries and generate industry reports to provide inputs for evolving dynamic credit policy.
n Generate MIS and credit bulletin covering key portfolio information to enable monitoring portfolio –level risks.

Articleship
July ’96 – July ‘99                         C. B. Nakarani & Co., Thane
n Varied exposure in Income tax and Tax Audits, Bank branch audits.
n Preparation of working capital forecast, Projected Trading and Profit & Loss A/c, Project Report for the purpose of securing loan from banks.

Career Foundation
Chartered Accountant                                                 1996 –1999           
n Institute of Chartered Accountants of India, New Delhi.
n Secured 42nd Rank in Final C.A. held in November 1999.
Cost Accountant                                                           1993 - 1996
n Institute of Cost and Works Accountant, Kolkatta
n Certificate of Merit in Final I.C.W.A.I held in December 1996.
Bachelor of Commerce                                                1993 -1996           
n R. A. Podar College of Commerce & Economics, Matunga – Mumbai. 
n Undertook specialisation in Accounts & Auditing with Elements of Operational Research and Computer Applications as optional papers.

Personal Details
Date of Birth                           : 7th February 1976.
Age                                                     : 29 years
Marital Status                                     : Married



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